Terms of Service

1. Acceptance of Terms

By accessing or using Calc369, you agree to these Terms of Service. If you do not agree, please do not use this site.

2. Description of Service

Calc369 provides free online calculators and utility tools for informational and convenience purposes. Tools run in your browser, and results are generated instantly based on the inputs you provide.

3. Not Professional Advice

Results from our finance calculators (such as EMI, SIP, or interest calculators), health calculators (such as BMI), or any other tool are estimates only, based on the formulas and figures you enter. They are provided for general informational purposes and do not constitute financial, medical, legal, tax, or professional advice of any kind. Always consult a qualified professional before making financial, health, or legal decisions.

4. No Warranty

Calc369 is provided "as is" and "as available," without warranties of any kind, express or implied. While we aim for accuracy, we do not guarantee that any tool's output is error-free, complete, or fit for a particular purpose.

5. Limitation of Liability

To the fullest extent permitted by law, Calc369 and its operators are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, this site or its tools, including any decisions made based on tool results.

6. Intellectual Property

The Calc369 name, site design, layout, and written content are owned by Calc369 unless otherwise noted. Each tool's underlying calculations are generally based on standard, publicly known formulas, we don't claim ownership over the formulas themselves, only over this particular implementation, design, and content. You're welcome to use the tools for personal or business purposes, but you may not copy, scrape, or republish the site's content, code, or design to build a competing service without permission.

7. Acceptable Use

You agree not to misuse this site, including attempting to disrupt its operation, scraping content at scale without permission, or using it for any unlawful purpose.

8. Third-Party Advertising

This site may display third-party advertisements. We are not responsible for the content, accuracy, or practices of advertisers, and any interaction with an ad is between you and the advertiser.

9. Changes to These Terms

We may revise these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

10. Contact Us

Questions about these Terms? Reach out via our Contact page.